Implementation of Expert System for Lending With Certainty Factor

Economic activities and investments require resources and capital. Developing countries are faced with limited resource; thereforeو the need to select proper projects is intensified. Our country is not an exception to this rule, where lack of adequate resource allocation and planning has caused many projects to come to a standstill. This paper reports on the implementation of an expert system, which takes advantage of expertise in the area of granting loans to build a knowledge base. The system helps in making evaluations and expediting activities. Furthermore, using this system, accuracy is improved, allowing managers to trust expert decisions in granting or rejecting loan requests with more confidence. The proposed system uses a certainty factor to determine the characteristics of the case and ultimately help managers make better decisions.